STAKD· BRIK
Live · GPT-5.6 Sol
Synthetic user content
9:46
Step 01 · The gap
Maya makes $5,400 a month.
She keeps $1,800.
Everyone knows what they earn. Almost no one knows what they keep. So — where did the rest go?
Monthly Keep Rate 0% (Built − Cuts) ÷ Built
She built $5,400, cut $3,600, kept $1,800.
✓ Synthetic ledger✓ 6 local months✓ Transfers excluded
Simulated link · no real bank connected
BRIK
“You’re not behind. Now you can see it — that’s the first brick.”
Step 02 · What changed
Monthly Keep Rate fell
16.7 points.
Monthly Keep Rate · 6 mo49.6% → 33.3%
Analyst found the main changes
Family Cuts increased
$250 → $720
+$470
Food Cuts increased
$500 → $920
+$420
Biggest Cut
August Rent Reserve
$1,550
BRIK · Analyst
Step 03 · Where this goes
Same income.
Two different futures.
Illustrative monthly scenario · not a forecastEstimated · simulated
━━ current 33.3%━━ scenario 37.3%
review an estimated Monthly Keep Rate →37.3%
Hold current pattern
33.3%
Ease rising Cuts
37.3%
Oracle labels these as scenario estimates, not a production forecast.
BRIK · Oracle
“The gap is what you keep. Let’s go get it.”
Step 04 · Your moves
Three proposed moves
for Maya this week.
Protect 22% of the next Maya Creative payout
CreateStak
Strategist proposed 30%; Guardian reduced it to 22%
Review Family Cuts
CreateCut
Choose one practical adjustment; nothing is cancelled automatically
Check the 45% Monthly Keep Rate goal
SetGoal
Review it against this month's obligations
Weekly moves selected0 of 3
proposed movesgoal 45%
BRIK · Strategist
“Small, boring, repeatable. That’s how bricks stack.”
Each move is a 3-min STAKD Academy lesson — learn it, then do it.
Step 05 · This week
Three bricks.
That’s the whole week.
Streak
Week 3 · on a roll
1 of 3 done
✓
Protect 22% of the next variable payout
Proposed · opens CreateStak
✓
Review Family Cuts
This week · opens CreateCut
✓
Check the 45% Monthly Keep Rate goal
Before Sunday · opens SetGoal
BRIK · Coach
“One’s down. Two to go. We stack.”
Step 06 · The crew
STAKD ran the numbers.
Your crew reviewed them.
Analyst · Oracle · Strategist · Guardian · BRIK
ANALYSTExplain
“Built rose $400, but Cuts rose $1,100, led by Family and Food.”
ORACLEScenarios
“33.3% is the current pattern; 37.3% is an illustrative scenario estimate.”
STRATEGISTPropose
“Set aside 30% of the next variable Venture payout.”
GUARDIANReview
“Reduce 30% to 22% because income varies and obligations are upcoming.”
BRIKReconcile
Three reviewed moves, all chosen by Maya.
BRIK
“You’ve got a whole crew now. They answer to you.”
STAKD Academy
This is the Academy in one loop: learn → do → keep. 5 tracks, 49 lessons, 3 languages — every lesson ends in a real move, just like Maya’s.
Monthly Keep Rate
BRIK — the AI wealth reasoning layer for STAKD.
Analyst explanations are generated live using GPT-5.6 Sol. Oracle, Strategist, Guardian & BRIK synthesis remain deterministic for this Build Week demonstration.
Synthetic data (persona: Maya). Account linking, automated transfers & subscription cancellation are illustrative — not live in STAKD today.